Employment history

Whenever you apply for a loan, you’ll be required to provide a two year history of either employment or time in school.

If your income is salaried, we’ll calculate and qualify your income based on your salary.

If your income is variable and is hourly, bonus, commission, or via tips, we’ll calculate your income based on a two year historical average.

If your income is via self-employment, we calculate your income based on your profit (after expenses) as reported in the past two years’ tax returns.


These are general rules.  There may be some flexibility in the calculation based on your specific scenario.  I’m happy to help you understand what will be applicable for you.


Pre-Qualify Now: 240 – 479 – 7658