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Many buyers are curious about what documentation these days is required and why.  The core documents are the ones that prove your income, your assets, and your identity:

• Last two paystubs/W2s and/or last two years of tax returns
• Last two months of bank statements and other asset accounts
• ID

If you receive paystubs, with them we can see your current income and match it up against your last two years history of receiving income.  The bank statements show that you have the funds available to close, and that the money in those accounts are not from unacceptable sources.  An example of an unacceptable source is you can’t borrow off a credit card to fund your down payment.