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Inquiries

Many people ask what type of inquiry is associated with a mortgage pre-qualification.  Anytime you apply for credit it’s a hard inquiry. When you apply for non-credit things, like utilities, employment, insurance, that is more likely a soft inquiry, but depending on the circumstances it could be a hard inquiry as well.  A mortgage pre-qualification is a credit inquiry and thus a hard inquiry.  You may find this link helpful to learn more! https://www.myfico.com/credit-education/credit-reports/credit-checks-and-inquiries

Pre-Qualify Now: https://ajaffe.gofirsthome.com/startapp

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