Loan Programs

Conventional Loans

Best paired with higher credit and/or higher down payment…providing the best terms for most applicants

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FHA Loans

Best paired with lower credit and/or lower down payments…providing superior loan terms in the above instances

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Jumbo Loans

For loan amounts over $636,150, jumbo loans require slightly higher down payments

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Down Payment Assistance

For loan amounts under $636,150, there are various down payment assistance opportunities

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Renovation Loans

To finance both the purchase and renovation of a property

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VA Loans

For veterans, allowing a 0% down with the very best loan terms in most situations

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USDA Rural Housing Loans

For purchases in rural areas, this 0% down loan program is a better option than FHA

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Homestyle Renovation Loans

To finance both the purchase and renovation of a property with conventional financing…

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Investment Property Loans

To purchase a property that you plan to rent

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ARMs

Start out with a lower rate that is set for 3, 5, 7, or 10 years and then adjusts annually afterwards.

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Bridge Loans

“Bridge” the down payment gap by getting financing on your current home to cover the down payment on your next home purchase

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Questions?

ajaffe@firsthome.com

or call

240 479 7658