Whether you are buying or refinancing, we understand it can be a big and often daunting decision. That’s why we want to make providing your information for your home loan quick and easy.
Learn everything you need to know about financing a home. Information is categorized for ease of understanding.
I’m your loan officer; I take a complicated process and make it simple and easy.
I ensure it is an understandable, fast, and smooth, because I handle the details. I help you choose the best loan program and pricing possible. I anticipate needs, answer questions, and keep you up to date, so that there is nothing to worry about.I help you make the right financial decision for you now, with our sights and minds always considering your future.
Alex was a consummate professional during the entire process. He knew when it was appropriate to talk about something over the phone rather than email. He was straight with me about what I could and could not afford. He patiently went over details with me and helped me weigh the pros and cons of certain decisions, such...
user2998841 from Arlington, VA
Alex and his team did a fantastic job. The website worked well and the team was always on top getting me the necessary paperwork in a timely manner. Whenever I had any questions, someone on Alex's team was quick to respond. I'd definitely recommend Alex to anyone looking for a smooth home loan process.
Alexander R.
Alex was a consummate professional during the entire process. He knew when it was appropriate to talk about something over the phone rather than email. He was straight with me about what I could and could not afford. He patiently went over details with me and helped me weigh the pros and cons of certain decisions, such...
user2998841 from Arlington, VA
Alex and his team did a fantastic job. The website worked well and the team was always on top getting me the necessary paperwork in a timely manner. Whenever I had any questions, someone on Alex's team was quick to respond. I'd definitely recommend Alex to anyone looking for a smooth home loan process.
Alexander R.
Over 40% of our business is in financing these properties. Work with a loan officer with experience in these more complicated purchases.
First Home Mortgage
Top Producer, 2016
Elite 8 (5x)
Chairman’s Club (12x)
Washington DC
Key to the City awarded by the DC Housing Finance Agency
DC Open Doors Top Producer, 2013, 2014, 2015, 2016, 2017, 2018
National: Top Producing Mortgage Loan Officers in the nation
National Mortgage News, 9x top 200 loan officers(Top 100 in 2023)
Mortgage Executive Magazine, 2016 (Top 200)
Scotsman Guide Top Producer 2016-2022 (Top 500 or Top 1000)
Washingtonian Platinum Producer / Top Mortgage Pro 5x 2019-2023
Many buyers and agents ask if it's possible to purchase without an appraisal. Or, if they can waive an appraisal contingency in their contract without increasing their risk. The appraisal waiver / value acceptance can help with that - and here's how it works. Fannie Mae and Freddie Mac (government entities) require we upload appraisal reports to their databases so they may be automatically underwritten. This software, called collateral underwriter by Fannie Mae (CU) and Automated Collateral Evaluation by Freddie Mac (ACE) scores reports 1-5 based on risk of overvaluation. 1 is lowest risk, 5 is highest risk. CU/ACE...
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Mortgage guidelines have specific rules on allowable sources of funds for down payment and closing costs. In most instances gifts from family are allowed. Gifts are money that will never be repaid. Sometimes clients ask about getting loans from family for their purchase. This blog post overviews the rules for this arrangement and copies guidelines from Fannie Mae. Fannie Mae and Freddie Mac makes the rules for conventional conforming loans and these types of loans are the majority of loans in the US. Furthermore, non-conforming loans typically follow these guidelines as well, as they are a standard for the industry....
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8401 Connecticut Ave Ste 1100 Chevy Chase, MD 20815 (Metro: Bethesda)
Phone Number:
240-479-7658
Email:
ajaffe@firsthome.com
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