Let’s Get Started
Whether you are buying or refinancing, we understand it can be a big and often daunting decision. That’s why we want to make providing your information for your home loan quick and easy.
Educate yourself
Learn everything you need to know about financing a home. Information is categorized for ease of understanding.
Meet Alex Jaffe
I’m your loan officer; I take a complicated process and make it simple and easy.
I ensure it is an understandable, fast, and smooth, because I handle the details. I help you choose the best loan program and pricing possible. I anticipate needs, answer questions, and keep you up to date, so that there is nothing to worry about.I help you make the right financial decision for you now, with our sights and minds always considering your future.
Testimonials
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Alex was a consummate professional during the entire process. He knew when it was appropriate to talk about something over the phone rather than email. He was straight with me about what I could and could not afford. He patiently went over details with me and helped me weigh the pros and cons of certain decisions, such...
user2998841 from Arlington, VAAlex and his team did a fantastic job. The website worked well and the team was always on top getting me the necessary paperwork in a timely manner. Whenever I had any questions, someone on Alex's team was quick to respond. I'd definitely recommend Alex to anyone looking for a smooth home loan process.
Alexander R. -
Alex was a consummate professional during the entire process. He knew when it was appropriate to talk about something over the phone rather than email. He was straight with me about what I could and could not afford. He patiently went over details with me and helped me weigh the pros and cons of certain decisions, such...
user2998841 from Arlington, VAAlex and his team did a fantastic job. The website worked well and the team was always on top getting me the necessary paperwork in a timely manner. Whenever I had any questions, someone on Alex's team was quick to respond. I'd definitely recommend Alex to anyone looking for a smooth home loan process.
Alexander R.
Condominiums and Cooperatives
Over 40% of our business is in financing these properties. Work with a loan officer with experience in these more complicated purchases.
Local and National Awards
First Home Mortgage
Top Producer, 2016
Chairman’s Club (8x)
Washington DC
Key to the City awarded by the DC Housing Finance Agency
DC Open Doors Top Producer, 2013, 2014, 2015, 2016, 2017, 2018
National: Top Producing Mortgage Loan Officers in the nation
National Mortgage News, 2015, 2016, 2017 (Top 200)
Mortgage Executive Magazine, 2016 (Top 200)
Scotsman Guide Top Producer 2016 (Top 500)
Fresh from blog
2021 Loan limits
Each year, the Federal Housing Finance Agency publishes loan limits. These loan limits impact financing on almost every loan program. 2021 loan limits are out! The 2021 conforming maximum limit is now $548,250 (minimum 3% down) The 2021 jumbo conforming maximum limit is now $822,375 (minimum 5% down) By increasing the loan limits from the previous $510,400 and $765,600 limits, this expands financing opportunities for a wide range of applicants. Learn more: https://www.alexjaffe.com/conventional-loans https://www.alexjaffe.com/fha-loans
Read More
Family Lending
Mortgage guidelines have specific rules on allowable sources of funds for down payment and closing costs. In some instances gifts from family are allowed. Gifts are money that will never be repaid. Sometimes clients ask about getting loans from family for their down payment. This blog post overviews the rules for this arrangement and copies guidelines from Fannie Mae. Fannie Mae and Freddie Mac makes the rules for conventional conforming loans. This blog post does not get into all the detailed subordinate financing rules which are much more extensive. B3-4.3-15, Borrowed Funds Secured by an Asset (10/30/2009) Introduction ...
Read MoreLocal First Home Mortgage Branches:
1015 15th St NW Ste 375 Washington DC 20005 (Metro: McPherson Square)
8401 Connecticut Ave Ste 1100 Chevy Chase, MD 20815 (Metro: Bethesda)
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