BorrowSmart is a $1,500 to $2,500 grant program, for eligible home buyers in Maryland.  The assistance is paired with a 3%+ down conventional loan and is a great way to get help with the down payment or closing costs.  The program cannot generally be paired with other assistance programs.


The 2019 area median income for MD counties near Washington, DC, is $117,200.

Borrowers with income under 50% ($58,600) may be eligible for a $2,500 grant

Borrowers with income under 80% ($93,760) may be eligible for a $1,500 grant


While under contract, participating borrowers will need to complete a home buying education which is done by telephone and internet (cost $99)


Questions? Please reach out!

Pre-Qualify Now: 240 – 479 – 7658