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Our new investor+ loan product expands access to financing for investors.  The key criteria and benefits are:   Available for both individuals and LLCs! Up to $1.5 Million loan amounts 20%+ down for 1-unit properties, or 25%+ down for 2-4 unit properties Starting at 660+ credit scores   This program is a conventional 30-year fixed…

An investment property is a purchase for which the planned use of the property is usually for rental income. We are happy to lend on residential investment properties. On account of the greater risk associated with investment loans, these loans come with higher rates, higher down payment requirements, and slightly more restrictive guidelines. Here, below,…

Your property taxes will adjust whenever your jurisdiction changes the assessment of your home.  They may also change if tax credits are added or removed, for instance credits for occupying the property as your principal residence.  Counties or cities will re-evaluate their tax rates, also, on an annual basis. Learn more https://alexjaffe.com/property-taxes   Your homeowner’s…

It’s always a pleasure to help you understand the benefit, cost, and process of refinancing. Here is the key information that’ll help me provide guidance to you, and you can email me this info E-mail me. If you don’t have all the answers to the below, that’s OK!: Your property address Your original loan amount…

A recast differs from a refinance. The purpose of a recast is to lower your monthly payment without having to take out a new loan.  With a recast, you will pay down your principal balance and request the lender recalculate the lower mortgage payment based on the lower balance. In order to engage in a…