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My role as your loan officer is to help guide you in deciding how to best finance your home purchase.  There are several loan programs to choose from, and the best choice for you is based on analysis of your income, debts, assets, credit, and your goals and long term plans. Let’s get started!  You may…

The down payment is the difference between your loan amount and sales price.  Closing costs are additional.  The down payment and closing costs make up your cash to close. Down payment funds can come from a variety of sources, like: You can use liquid assets like a checking, money market or savings account You can…

While there are many clear advantages of purchasing real estate, rather than renting, you should also consider the advantages and disadvatages of both before you make the important choice between the two.   Why buy? To build equity – Each month that you make a mortgage payment, you’ll build equity through paying down your loan balance. …

Our new investor+ loan product expands access to financing for investors.  The key criteria and benefits are:   Available for both individuals and LLCs! Up to $1.5 Million loan amounts 20%+ down for 1-unit properties, or 25%+ down for 2-4 unit properties Starting at 660+ credit scores   This program is a conventional 30-year fixed…

An investment property is a purchase for which the planned use of the property is usually for rental income. We are happy to lend on residential investment properties. On account of the greater risk associated with investment loans, these loans come with higher rates, higher down payment requirements, and slightly more restrictive guidelines. Here, below,…