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Multi-Unit 5% Down

With a conventional loan we are now able to finance primary residence multi-unit properties of 2-4 units with 5% down without income limits/caps!

To put down 5-24.99%, a buyer will need to occupy one of the units for minimally one year after purchasing. Learn more Https://alexjaffe.com/occupancy

If a buyer wishes to invest and not occupy any unit, the minimum down payment on a multi-unit property remains 25%. Learn more: https://alexjaffe.com/investment-property-loans

A buyer does not need to be a first time buyer to make this lesser down payment.

FHA financing of just 3.5% down on 1-4 units remains possible.  However, buyers with higher credit scores will likely find conventional financing a better option.

Putting 5-24.99% down is only possible up to certain loan limits.  In DC and in the counties that surround the city, those loan limits in 2026 are:

2 Unit: $1,066,250

3 Unit: $1,288,800

4 Unit: $1,601,750

Pre-Qualify Now: https://ajaffe.firsthome.com/startapp

ajaffe@firsthome.com 240 – 479 – 7658

Set an appointment: Https://www.calendly.com/alexjaffe/30min