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Homeownership Equity Program Prince George’s County Maryland
The Homeownership Equity Program (HEP) offers a down payment & closing cost forgivable loan of $30,000 towards eligible first time home buyers in Prince George’s County, Maryland. The $30,000 is forgiven after five years of residency (20% of it is forgiven annually). The assistance is available for county properties within the 495 beltway, or if…
Read MoreDSCR
The DSCR loan program is a 15%+ down payment loan program for 1-4 unit properties for real estate investors. We analyze the rental income from the property versus the property’s payment. We want the rental income, as determined by the appraiser’s opinion of market rent, to exceed the housing payment. For instance, if a property’s…
Read MoreMcHaf
Montgomery County HOC opened McHaf on August 17, 2026 and funds are available until exhausted. Last year, the program exhausted funds in February. The amount of assistance is up to $25,000 to be utilized for down payment or closing costs. To learn more about eligibility for the HOC program including income limits and credit score…
Read MoreMedpal
Medpal is funded, with money replenished in July 2026. Full time employees of Montgomery County and buying in Montgomery County may be eligible for Medpal, which provides a $50,000 forgivable down payment/closing cost assistance loan. This program is a part of the Maryland Mortgage Program but is an enhancement of the product, but only for…
Read MoreMontgomery Homeownership
First time buyers can pursue the Montgomery Homeownership Program which offers up to $50,000 in down payment and closing cost assistance. The amount of assistance is determined by your household income, and is set at 40% of your total income. So a family earning $90,000 might receive $36,000 in assistance, or a family earning $125,000+…
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